Everyone wins with HSAs

Health Savings Accounts (HSAs), are an innovative benefits solution supporting Consumer Directed Health Care strategies through pre-tax spending accounts for employees enrolled in qualified High Deductible Health Plans.

Employees utilize an interest-bearing retirement account for their pre-tax contributions and employers can also contribute tax-deductible contributions on the employees’ behalf.  HSA accounts can gain in value over time and are not subject to the FSA use-it-or-lose-it rules.

HSA Service Features

  • Multiple plan set-up options, including short plan years, employer contributions, claims payment priority integration with other benefits offerings, i.e. HRA and limited-purpose FSA
  • Multiple employer contribution options
  • Integration with Payroll Systems payroll processing services for simplified administration
  • Secure online access for plan management and reporting
  • Employee communications, coordination, and support
  • Partnership with your benefits broker to ensure employees have everything they need at open enrollment
  • Coordination with Payroll Systems payroll processing for accurate payroll deductions
  • Employer legislative updates and direction from Employee Benefits ERISA Counsel
  • 360 Customer Satisfaction delivered through Full-Service Support—online, email and phone

Your employees experience the ease of utilizing their benefits supported by dedicated customer service.

  • Single benefit debit card that stacks with other benefits (HRA, HSA, Commuter) — at no charge
  • Online portal for enrollment, address changes, account balances, claims processing and status
  • Mobile app accessibility
  • Monthly account balance reports
  • Daily claims processing and auto-substantiation
  • Secure online access to investment opportunities with HSA funds
  • Doubles as a retirement account at age 65
  • Full-Service Support—online, email and phone

See our Help Center for more HSA information and the current IRS annual limits.

Single access for all your plans...

Combine with Payroll Systems HRIS for a single point of entry for all FSA, HRA, and HSA enrollments, address changes, payroll deductions, employer contributions, and terminations.

What’s New & Good to Know

IRS 2017 HSA Contributions Limits

Contributions and Out-of-Pocket Limits for Health Savings Accounts and High-Deductible Health Plans
HSA contribution limit
Employer + Employee
Individual
Family
$ 3,400
$ 6,750
HSA catch-up contributions
Age 55 or older
Contributions can be made anytime during the year in which the participant turns 55 $ 1,000
HDHP minimum deductibles Individual
Family
$ 1,300
$ 2,600
HDHP maximum out-of-pocket amounts
Deductible, co-pays, etc. but not premiums
Individual
Family
$ 6,550
$13,100